Palmetto Community Action

Rental Assistance & Affordable Housing

Rental Assistance

Palmetto CAP’s General Emergency Assistance Program (or GEAP) provides financial assistance to households who have encountered an unexpected financial hardship including rental assistance to avoid eviction.  Assistance is provided once every 24 months..  Applicants must be able to present documentation of an emergency within the past 30 days and have sustainable monthly income.  To schedule a pre-screening call, please dial 1-844-769-6448 or click here.  Charleston residents are asked to check for available screening times beginning at 8 AM on Tuesdays. Dorchester and Berkeley residents are asked to check beginning at 8 AM  on Thursdays.

To Be Eligible All Clients Must:

  • Be residents of Berkeley, Charleston, or Dorchester county
  • Meet federal income guidelines
  • Present a state-issued picture ID with current address for applicant
  • Present a legible social security cards for all household members
  • Present total income for all household members within the past 30 days prior to application
  • Proof of sustainable monthly income
  • Delinquent bill for past 30 days prior to application date
  • Eviction notice (if one has been served)
  • Provide documentation of an emergency that affected income for all household members within the past 30 days of application date
  • Verification of emergency

 

Affordable Housing

Home ownership is one of the key components to building sustained financial wealth for a family.  In an effort to increase participation in the American dream of owning a home, Palmetto CAP’s Affordable Housing program builds and sells affordable housing for first-time homeowners who are income-eligible. The target population for this program is “Workforce Housing” where the houses may be purchased by families with incomes at 80% of median or below.

Subsidies may be available for qualified buyers.  This program utilizes partnerships with the City of Charleston’s Department of Housing and Community Development, SC Community Loan Fund, and the Department of Housing and Urban Development (HUD).An affordable apartment on the Charleston peninsula

Eligibility Requirements:

  • Must meet income eligibility requirements. Applicant income may not exceed 80% of the area median income (see chart below)

  • Must be a first-time homeowner as defined by the City of Charleston

  • Must be able to get a bank loan for at least $120,000

  • Must participate in 8 hours of homeownership training

  • Must be able to reside in home for at least 10 years

The Affordable Housing program also has limited subsidized rental units available throughout the Lowcountry for income-eligible families.